protect your credit card

It is convenient and very safe to make purchases using your credit card. In case of fraud or theft of your credit card, there are steps you can take to clear fraudulent transactions and protect your money.

1. Evaluate websites before entering your credit card information

Credit card fraudsters use the Internet to their advantage by stealing credit card information from unsafe websites and fake websites. When shopping on the web, make sure that the address in the address line begins with https on the page you are in, indicating that it is secure. You should also check if the site contains the seal of an authentication service provider. VeriSign is a trusted company that secures information entered on purchase screens for online retailers. If the site does not have a security policy, does not have the seal or phone number of a trusted authentication service provider, your credit card information may be exposed to hackers.

2. Protect your credit card and keep it out of sight

Be aware of your environment and wait until you are asked for your card before presenting it. Refrain from reading your card number aloud in public, hide your PIN on the keypads with your hand or body and be sure to always see your card if a cashier asks you to.

3. Check your statements regularly to see if there have been irregular transactions

If fraud has occurred on your credit card, you are more likely to repair the damage if you spot it quickly. Look for transactions where you are sure you have not made any purchases. We believe that generally those who commit credit card theft will start with small operations to see if the cardholder is aware of the theft of his card. For example, you can see purchases of a few dollars at a sandwich shop, a gas station or from online retailers. If you see these actions, follow the steps to immediately report the theft of a credit card . Another common source of credit card fraud is thieves who search the trash cans. To protect yourself against this non-technology scam, shred your statements and other paper documents that contain your credit card information instead of just throwing them in the trash.